Useful hints and tips about wills and how to avoid the pitfalls. Please contact me if you have any more questions or concerns. Tip 1: Get a will! Why do you need a will? There are many reasons but the deciding factor is, caring about the future of your family and loved ones. This means […]
Will & Testament tips Read More »
What you need to know about insurance when buying a house! You will likely need life insurance to cover the property bond. This policy should include: Life cover Accelerated lump sum disability The bank will try to sell you their policy. You do not have to buy it from the bank, you can choose to get
Buying a house & Insurance Read More »
Financial planning is crucial for retirement, it will influence and define your standard of living and economic freedom in your retirement years. You can expect the following benefits when starting a retirement annuity plan: 1. Tax savings: At marginal rate. No tax payable inside the Retirement Annuity – growth tax-free. That\’s no income tax
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Use this handy Financial Planning checklist! Accept new job offer. Request Pension/Provident fund statement from HR Request transfer option forms Accept you need professional help Find a Certified Financial Planning Professional® to assist you Transfer your Pension/Provident fund Pension Fund & Group risk benefits at a new job? YES Consult Certified Financial Planning Professional® Budget
Changing your Job? Read More »
What is your biggest asset? Your car? Your house? If you guessed correctly not one of these two is your biggest asset. Your biggest asset is your ability to earn an income. A 35 year old woman earning R40 000pm has a future income of R43 000 000. (annual increase of 6.7%) As a financial
Do you need Income Protection? Read More »
I feel there are not enough go to sources for clients to get information about financial planning services and products, without having to deal with someone trying to sell them something. Financial planning can be a daunting prospect: Where to start? How much cover do I need? What product should I get first if I
Why the need for a financial planning blog? Read More »
What would you do to create an extra 30% return in your investment portfolio? Well, according to recent research by Morningstar, receiving some quality Financial Planning advice ought to do it. Until now the value of a good Financial Planner has been largely intangible leaving some investors questioning whether any fee is “worth it”. Thanks
The value of financial planning Read More »
